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Resources

Numbers in this market, with their sources attached

Every figure here carries the study it came from and the year it was measured. Where there is no primary source, the page says so.

Analysis

Where to buy DSCR and rental property investor leads

Six source types for DSCR investor loan leads, from specialist sellers to property data lists: which carry an investor who asked about financing, and the questions that expose a mislabeled lead.

12 min read
Everything, by category

Analysis

Longer pieces that take a number apart and say where it came from.

Analysis

Where to buy DSCR and rental property investor leads

Six source types for DSCR investor loan leads, from specialist sellers to property data lists: which carry an investor who asked about financing, and the questions that expose a mislabeled lead.

12 min read
Analysis

Where to buy cash-out refinance and home equity leads

Four kinds of vendors sell cash-out refinance and home equity leads. What each one is good and bad for, why the two products are not interchangeable, and the questions to ask before you buy.

11 min read
Analysis

Where to buy purchase mortgage leads

Four routes a purchase lead reaches a loan officer, why purchase is harder to buy than refinance, and the five questions to ask before you pay.

11 min read
Analysis

Fresh against aged purchase leads: what age actually changes

The desk aged data genuinely suits, why age means something different on purchase than on refinance, and the compliance clock that turns cheap data expensive.

9 min read
Analysis

What pre-qualified actually rests on when a vendor says it

Every qualifying field on a web lead is self-reported, ours included. What real screening looks like, and the one question that settles it.

9 min read
Analysis

Pre-approval leads for loan officers: what is for sale

Why nobody can sell you an already pre-approved borrower, the difference between pre-qualified and pre-approved, and the two things sold under that heading.

7 min read
Analysis

Why mortgage leads do not answer, and what is broken

A filtered text and a flagged calling number produce the same evidence as a dead batch. Both are invisible from your desk, and both are fixable in a week.

7 min read
Analysis

What shared mortgage leads do to a borrower

What a borrower hears on the fourth call from the fourth company, and what that costs whoever dialled first.

6 min read
Analysis

Mortgage lead types compared: aged, shared, live transfer

Aged, shared, live transfer and one-to-one. What each is honestly good at, including the ones that cost less.

10 min read
Analysis

Mortgage lead conversion rates: which ones have a source

Which mortgage funnel numbers hold up, which need their year attached, and which trace back to somebody selling leads.

7 min read

Answers

One question, one page, answered in the first paragraph.

27 pages in Answers Each one answers a single buying question in its first paragraph.

Statistics

A single figure, its study, its year, and what it changes on a Monday.

Notes

Short reads on rules, filings and market changes that affect a lending desk.

Glossary

What a term means on a lending desk, and what it changes when you are buying.

20 pages in Glossary Each one defines a term and says what it changes for the buyer.

Tips

Operating detail from running lead flow into other people’s CRMs.

Tools

Calculators and checklists that run in the browser.

Nothing here yet. First one queued is a cost per funded loan calculator that takes your own close rate rather than ours.