30 min
Discovery Call
We map your states, verticals, team size, and routing.
For teams that already buy leads
Mortgage Leads Only Your Team Gets to Call. Prequalified Before They Hit Your CRM.
100% exclusive, real-time, pre-qualified mortgage leads for teams of ten or more producing officers.
$1k to $2kCost per funded loan
8% to 9%Close rate, client-reported
30% to 50%Contact rate
Under 1 secMedian delivery into your CRM
Step 1 of 4
Are you currently buying any type of leads?
What best describes your role?
How many loan officers are on your team?
Once you trust our leads, what's your ideal monthly budget to keep deals coming in?
Where should we send your details?
Next you pick a time for the call.
Thanks for your interest!
Our managed program is built for teams. Solo loan officers can buy the same exclusive leads as self-serve packs, no call needed.
See self-serve packsPREVIEW / DRY RUN
Nothing was saved or sent to any CRM, and there is no redirect. This panel only exists on preview hosts or while the intake API runs in dry mode.
Request body sent
would_send (from API)
🔒 We use this to prepare your call. Nothing else.
$1k to $2kCost per funded loan
8% to 9%Close rate, client-reported
30% to 50%Contact rate
Under 1 secMedian delivery into your CRM
At a Glance
The short version, before the detail below.
Lead types. Purchase, cash-out refinance and HELOC (home equity line of credit) leads.
100% exclusive. One lead goes to exactly one client. Never resold, never shared: Section 2.3 of the agreement.
Real-time delivery. Into your CRM the moment the borrower submits, median under one second.
Consent on our own forms. A TrustedForm certificate on landing page forms. On our Facebook lead forms, the consent wording and the checkbox answer are stored with the lead.
Our qualification criteria. A lead that misses them is never delivered and never billed.
Invalid leads replaced at no charge. An exact duplicate in the same order, a missing or non-existent phone number, or a lead outside your licensed states, reported within five business days.
Signed agreement, no lock-in. Stop any re-order at any time before it is charged.
First leads usually in 24 to 48 hours. Counted from the day your campaigns launch.
How VisionXLab Works
Dominik Žuffa, co-founder, on who we work with, where the leads come from and what to expect.
Our own ads, run by our own marketing team, with no rate teasers and no payment calculators.
Who This Is For
If most of these sound like your team, book the call.
10 to 500+ loan officersMulti-state branches, brokerages and lenders.
You already buy leadsAnd want leads no other lender gets.
You judge by funded loansNot by the price of a lead.
Your LOs call fastWithin minutes, while the borrower still picks up.
You decide on the callOr you bring the person who does.
Purchase, cash-out and HELOCCash-out has a VA tier. DSCR in self-serve packs.
Not a fit
- Solo loan officerself-serve packs
- DSCR or investor loansself-serve packs only
- A zip code or county territorywe deliver by state
- Live transfers or white-labelwe sell exclusive leads only
- The cheapest lead possiblewe compete on funded loans
What Clients Report
What our clients report back to us. We measure no closings ourselves.
30%-50%
Contact rateLeads your team reaches.
8%-9%
Average close rateLeads that become funded loans.
$1k-$2k
Cost per funded loanSpend to fund one loan.
Joe GirmondeGoogle review ★★★★★October 2026
“These guys are awesome.Facebook mortgage leads have always been subpar for us.These leads have a much higher conversion rate.Highly recommended!”See it on Google →
“What we've realized is that your guys' leads are doing pretty decent.”… “For you guys, it's 1,800. 24 is overall.”
His cost per funded loan: $1,800 on our leads, $2,400 across all his sources.
“I have 10 that's in the verge of closing.”
Written to us on his first order of 100 leads.
What We Deliver
Real-time: median under one second, form to your CRM.
Cash-Out Refinance Credit in the 500s welcome
Homeowners with equity who asked to be called about taking cash out. An order can carry a VA tier.
Main tierAvg. delivered
- 500+ Credit Score670
- $200k+ Home Value$600k
- $25k+ Cash Out$105k
Purchase
Homebuyers shopping for a mortgage who asked to be called. How our purchase leads are sold and screened.
Main tierAvg. delivered
- 640+ Credit Score690
- $150k+ Home Value$350k
- $40k+ Household Income$90k
HELOC
Homeowners asking about a home equity line of credit that keeps their first mortgage. How our HELOC leads are sold.
How it is sold
- Its own product and its own order
- Checked against our qualification criteria
- Criteria read on the call, before you order
Need different criteria? We set up a custom order.
DSCR investor leads are sold only as self-serve packs, not as a team order. Rate-and-term refinance on request, as a custom order.
Sized To The Officers Who Work It
Your states, your daily cap, leads in real time.
Nationwide, delivered statewide TrustedForm on landing page forms
Sample Leads
See the qualification record before you buy a lead.
JG
Qualified Jay GatsbyPurchase · California · captured 15 July 2026
What the borrower gave us
First nameJay
Last nameGatsby
Emailjay.gatsby@example.com
Phone(415) 555-0142
StateCalifornia (CA)
Qualification fields
Credit score700+
Household annual income$125k+
Purchase price bracket$400k to $599k
One lead goes to exactly one client.
SH
Qualified Sherlock HolmesCash-Out Refinance · California · captured 27 July 2026
What the borrower gave us
First nameSherlock
Last nameHolmes
Emails.holmes@example.com
Phone(310) 555-0173
StateCalifornia (CA)
ZIP917xx
Qualification fields
Credit score720 to 759
Estimated home value$850,000
Remaining mortgage balance$300,000
Loan to value35%
What they wantPull cash out of the equity
One lead goes to exactly one client.
DQ
Disqualified Don QuixoteRefinance · Tennessee · captured 22 July 2026
What the borrower gave us
First nameDon
Last nameQuixote
Emaild.quixote@example.com
Phone(615) 555-0129
StateTennessee (TN)
Property typeSingle family
Qualification fields
Credit score550 to 599
Estimated home value$140,000
Household incomeUnder $40k
What they wantPull cash out of the equity
Credit and home value did not meet our refinance criteria. This lead was never delivered.
Qualification fields come from real leads read out of production on 10 August 2026. Names, emails and phone numbers are clearly fictional placeholders.
How It Works
30 to 45 min
Onboarding
One session to connect your CRM.
24 to 48 hours
First Leads
Usually, after launch. Most orders start on a Monday.
No Fine Print
The lead
No rate-shopping ads
We never advertise rates, payment amounts or 0% down.
100% exclusive, in writing
One lead goes to exactly one client.
Never resold, never shared. Written into Section 2.3 of the agreement you sign.
Verified phone
Phone verified on our landing page leads.
Your company on the thank-you page
On our landing pages, the borrower sees who will call, with your phone number.
Working with us
Signed agreement, no lock-in
Pay per qualified lead. No minimum term.
Stop any re-order at any time.
Into your CRM
Native integration, webhook or API.
30 to 45 minute onboarding call
States, daily cap and CRM. First leads usually 24 to 48 hours after launch.
Chat, not email
We give you a free Slack channel with our team.
If Your Company Has To Approve Vendors
Branches of larger lenders often do. Tell us when you book.
We fill in
W-9 & company details
Your security questionnaire
Your MSA, redlined
Invoice to the branch
Compliance gets
ConsentTrustedForm certificate, pulled on request
SourceOur own ads, pages and in-app forms
DeliveryOne-way webhook or API, after approval
No lead and no payment before your approval clears. Optional: hold your first order with a deposit we return if approval does not come through.
Book a Call →
Bring the person who owns vendor approval.
FAQ: Straight Answers
Yes, 100% exclusive. One lead goes to exactly one client.
Never resold, never shared. It is written into Section 2.3 of the agreement you sign.
“The Contractor will not sell, resell, rent, license, share, or otherwise disclose any Qualified Lead or its data to any other client … at any time, including leads that are old, unresponsive, or have not converted. This Section survives termination.”
In the agreement, “the Contractor” is us. Inside your account we also match on phone number and email with no time limit, so the same borrower never lands on your desk twice.
What exclusive does not mean: it covers the lead, not the person. A homeowner can still contact other lenders on their own, and a new inquiry is a new lead.
You receive prequalified, 100% exclusive, real-time mortgage leads from our own in-house marketing, mainly the paid ads we run and pay for. One lead goes to exactly one client.
Prospects report their own details, and the phone is verified on our landing page leads.
Our goal is a prospect who has a real problem, wants it solved, meets the base qualification for that loan type, and has a working number your officer can reach.
Yes. Coverage is nationwide, checked against your licensed states, lead type and the officers working the first order.
Volume is agreed before you start, and you expand as your own results come in.
Yes, and we want you to. Keep the CRM and the calling process your team knows.
We connect through a secure one-way webhook or our API. Tell us where leads should land and who gets them.
No problem at all, we are used to it.
No lead is delivered to you and nothing has to be paid before your approval clears.
We fill in what your vendor management sends: our W-9 and company details, your security questionnaire and your MSA, and we can invoice the branch.
Want your first order ready the day approval lands? Optional, and only if your company allows it: hold it with a deposit we return if approval does not come through. Bring the person who owns vendor approval.
A test you judge on your own numbers. Start small, scale once you see the return.
Prepaid, no long-term commitment. On the call we set the lead type, volume, price and delivery window.
Give it to officers who will actually work it, so you read a sample and not noise.
Almost nothing. Bring the person who owns your CRM.
Setup takes 30 to 45 minutes: we connect it, check the fields, and leads land in your own system.
From the start day you pick, leads arrive daily over the 30 days.
Decide who takes them and who owns follow-up, including outside staffed hours.
Every question we get asked on a call is on the full FAQ.
What our own leads actually look like
Averages from our own database, July 26, 2026. Every product.
695 Avg. credit score
$583K Avg. home value
$74K Avg. income
We never publish lead volumes, client spend or anything that identifies a client.
Where we sit against the other places you can buy
A side by side comparison, with us as one of the rows.
Who made the lead We run the ads and pages ourselves.
Who else gets it One lead goes to exactly one client.
What the price buys Our qualification criteria, published per product.
Who runs this, and what we will not claim
M4 Labs LLC, Sheridan, WY. Three people you will deal with.
Dominik Žuffa Co-Founder, Head of Acquisition Advertising, landing pages and qualification criteria. 
Erik Bartoš Co-Founder, CFO Billing, payments and order terms. 
Matthew Bartoš Co-Founder, Compliance, Customer Success and Legal Onboarding, consent questions and legal requests. What we will not claim
- Verified income
- A credit pull
- "Pre-approved" borrowers
- A close rate of our own
Every qualifying field is self reported. Clients report an average close rate of 8% to 9%.
VisionXLab Europe (visionxlab.cz) is a separate business that does not sell U.S. leads.
Worth reading before you buy from anyone
No call, no email address.
Before the first order
What the numbers mean
The compliance half