Mortgage Leads Only Your Team Gets to Call. Prequalified Before They Hit Your CRM.
SMS-verified borrowers who qualify for the loan, delivered to your CRM in under 60 seconds.
One lead, one loan officer, never resold.
Good lending teams don't have a closing problem. They have a pipeline problem.
Your team is busy, not productive
Loan officers spend most of the week hunting for leads instead of closing them. The best producers get worn down, and eventually they leave.
You are the fifth call, not the first
Shared portals sell the same borrower to several loan officers at once. By the time your team dials, they have already heard from four competitors.
Leads that vanish when you call
A big batch looks like a win on the spreadsheet. Then the dialing starts and half the numbers are dead, or the person never really wanted a loan.
Four lead types. One standard of quality.
Every lead type comes exclusive, SMS-verified, prequalified, and TCPA-documented. The qualification criteria below change per product.
Purchase
Homebuyers actively shopping for a mortgage, ready for a real first conversation.
- 640+ credit score
- $40k+ annual household income
- $150k+ estimated home value
Refinance
Homeowners with clear rate and payment-driven intent to refinance now.
- 640+ credit score
- $150k+ estimated home value
- Rate or payment-driven intent
Cash-Out Refinance
Equity-rich homeowners who want to pull cash out of their home.
- 640+ credit score
- $250k+ estimated home value
- $150k+ remaining mortgage balance
- $25k+ cash-out amount
- CLTV 75% or lower after the cash-out
DSCR
Investor loans qualified on the property, not on personal income.
- No income requirement
- 640+ credit score
- 25% cash for the down payment
- No 25% down? Must own a rental property that is currently rented (otherwise disqualified)
- $250k+ estimated property value
- Location captured: ZIP, city, state
Custom Volume Program
For consumer-direct lenders and lending teams that need serious, predictable volume. We build a delivery, pacing, and routing plan around your operation.
See the lead before you ever buy one
This is exactly how a delivered lead looks inside the system. Switch between products, including one that failed qualification.
These are sample leads for illustration. Personal details are masked and randomized. Every real delivered lead includes full contact details and a live TrustedForm certificate URL.
Stop paying more for worse leads
| What matters | Shared portals | VisionXLab |
|---|---|---|
| Exclusivity | Shared with 3 to 5 loan officers | 100% exclusive, never resold |
| Phone verification | None | SMS verified before delivery |
| Qualification | Minimal | Prequalified per product |
| Delivery speed | Delayed or batched | Real time to your CRM |
| Compliance | No consent trail | TrustedForm certificate on every lead |
| Who calls first | Borrower already called by competitors | Your LO is the only caller |
| Commitment | Long-term contract | Order by order, no lock-in |
From first call to first closing
Discovery Call
We map your states, verticals, team size, and routing.
CRM Connected, Order Live
We connect delivery to your CRM. Once payment is in, your order is running.
Leads Flow, Your Team Closes
Exclusive, SMS-verified leads stream in real time. We fill the pipeline, your loan officers close.
One closing pays for everything. The rest is margin.
Think in cost per funded loan
A shared lead looks cheap until you count the ones that never answer. Our clients' average close rate runs 5 to 10%. At that rate, a 100-lead order produces 5 to 10 funded loans. Divide your lead spend by that number and compare it to a single average commission. That is the whole argument.
Average across VisionXLab client orders. Ask for order-level close-rate data on your discovery call.
The formula is boring, and it works: exclusive leads, fast follow-up, consistent volume across the whole team.
"Five months in, profitable every month since month two."
Nicholas E. · Loan Officer"Exclusivity is real. My contact rate proves it."
Michael R. · Team LeaderStraight answers
No. We work order by order. No three-month lock-ins and no annual commitments. You re-order because the leads perform.
No. If you already have a CRM that works for you, keep it. We connect through webhooks and our API to virtually any CRM. If you do not have one, we provide a simple, ready-built GoHighLevel CRM with a dialer and SMS built in.
Yes. Delivery scales from a single loan officer to call-center floors buying 1,000 or more leads a month, with routing, pacing, and volume built around your operation.
Every phone number is confirmed with an SMS verification before delivery, so the number is real, live, and belongs to the person who filled out the form.
We deliver nationwide, with no limit on coverage. For solo loan officers and small teams, we recommend being licensed in at least two to three states to get the best performance.
Your team's pipeline won't fill itself.
Book a short discovery call and see how VisionXLab keeps every loan officer on your floor fed with exclusive, qualified borrowers.
Steady lead flow also makes it easier to recruit and keep top producers.