Sources accessed: October 15, 2026 · Published: September 20, 2026 · Last updated: October 17, 2026
1. The short answer
Aged Lead Store sells old internet enquiries, and its own site publishes two
things most lead vendors leave you to ask about: the price, at
$0.25-4.50 per mortgage lead depending on age and volume, and
the fact that the leads are non-exclusive and carry no prior express
written consent for telemarketing.
That plain speaking is the reason this page exists. It is a real product
with a narrow job, and the question worth answering is whether that job is
yours this quarter.
Which one fits your team
- Older leads for mail and email prospecting
- Aged Lead Store. Mortgage leads "3-365 Days Old", downloaded as a file, which its own site says are non-exclusive and come without prior express written consent for telemarketing.
- Leads no other lender is calling
- Buy exclusive leads. VisionXLab sells exclusive leads only: one lead goes to exactly one client, generated on our own ads and forms with consent captured on our form, delivered into your CRM in real time. Clients report an average close rate of 8% to 9%. How our mortgage leads work
2. What the vendor says it is
The description below is the vendor's, not ours. Every line was read on its own public pages on October 15, 2026 and is quoted or paraphrased from them.
- A data broker, by its own description. The about page calls the company "a lead aggregator (data broker) and not a lead generator and not a consumer credit reporting agency." It also describes itself as a registered data broker "under applicable state laws, including under CA and TX state law but not in OR or VT since we do not offer leads in those 2 states".
- Old enquiries, resold. The home page lists most of its lead types as "3-365 Days Old", across insurance, mortgage, home improvement and solar. The mortgage page offers "mortgage home purchase and refinance leads" and speaks of "those from 30-85 days old and those from 86-500 days old". Its refinance page prices three age bands, 3-30, 30-85 and 86-365 days, and offers a refinance filter for "rate-and-term, cash-out, FHA Streamline, VA IRRRL, USDA Streamline".
- Non-exclusive, and it says so. In the vendor's own words on its about page: "our aged Internet leads do not come with the prior express written consent of consumers to be contacted for telemarketing purposes, and are non-exclusive."
- No automated calling or texting, by its own rules. The home page says "We provide shared Internet leads for use in email, direct mail, door knocking, or manual dialing". The about page goes further: "We prohibit the use of automated telephone dialing systems(ATDS), mass texting platforms, AI voice bots, ringless voicemail, and prerecorded messages".
- You download a file. The home page says "Download leads instantly" and both pages say the records can be "easily imported into most CRM systems". There is no delivery pipe to configure and no real-time handoff, because that is not what is being sold.
- Who runs it. The about page names Next Wave Marketing Strategies as the operator and says "Troy Wilson, our founder, has been operating Next Wave since 2001."
Put those together and the job is clear enough: bulk, cheap, immediate volume you work yourself, in the channels the vendor's own rules allow and your own compliance position permits. That is a normal thing to want, and the sentence about consent is a vendor telling you the truth up front rather than after the invoice.
Whether age suits your desk at all is the general question, and it is not this page. We take the mechanism apart in fresh vs aged mortgage leads, including why age behaves differently on a purchase file than on a refinance one and which desks aged data genuinely beats. What non-exclusive costs you on the phone is in are shared mortgage leads worth buying, and where an aged file sits among the other things sold as leads is in the four lead types compared. This page stays on what this one vendor publishes.
3. What it costs, on its own pages, read October 15, 2026
Publishing a price at all puts this vendor in a minority. Four of the fifteen providers on our hub do it, and the figures below are the vendor's own, quoted from its own site rather than estimated by us or borrowed from a publication.
- Per lead. Its own home page lists mortgage leads at
$0.25-4.50"Per Lead 3-365 Days Old" and adds "Price Varies by Age and Volume". Its refinance page carries the same line. - The rate card. Its own refinance page publishes a
price per lead by age and by order size, in six order bands: 1-249,
250-999, 1,000-4,999, 5,000-9,999, 10,000-24,999 and 25,000+.
- 3-30 days old:
$4.50,$4.00,$3.50,$3.00,$2.50,$2.00. - 30-85 days old:
$2.50,$2.00,$1.50,$1.00,$0.80,$0.60. - 86-365 days old:
$0.80,$0.60,$0.50,$0.40,$0.30,$0.25.
- 3-30 days old:
- Quantity and terms. Its own mortgage page describes
"The first price tier ranging from 1-249 leads", recommends buying
"between 1,000-2,000 leads at a time" and states a "
$100minimum order". Its refinance page says "No subscriptions. No contracts." - Past 365 days there is no price on the pages we read. Its own mortgage page names records up to 500 days old; the rate card we read stops at 365, so there is no figure here for anything older.
The arithmetic worth doing before you call it cheap. Take
the order size its own site recommends, 1,000 to 2,000 leads, which sits
in the 1,000-4,999 column of the rate card quoted above. In the oldest
band that is 1,000 × $0.50 = $500 to 2,000 ×
$0.50 = $1,000. In the 30-85 day band it is
1,000 × $1.50 = $1,500 to 2,000 ×
$1.50 = $3,000. In the freshest band it is
1,000 × $3.50 = $3,500 to 2,000 ×
$3.50 = $7,000. All of that is spent before
anybody has dialled, mailed or written a line. That is not an argument
against the product. It is the number the per-lead price hides, and it is
the one your calling capacity has to be measured against, because a file
you cannot work costs the same as one you can.
Source. All figures in this section are from the vendor's own home page, its own mortgage purchase and refinance page and its own refinance page, read October 15, 2026. The rate card is the refinance one; the multiplication is ours and is shown in full so you can check it.
4. Questions to ask before you buy
These are questions for the seller, not accusations. Every one of them exists because the answer is not on the pages we read, or because two of those pages disagree, and the answers you get are worth having in writing with a date on them.
4.1 How many other buyers have this same record?
- The vendor states plainly that the leads are non-exclusive. It does not state a number, and we found no independent count of one. So ask: how many times has this file been sold already, and how many times will it be sold after me?
- Ask whether the same record can be sold again to somebody in my county next week, and whether any window of exclusivity exists at any price.
- If the answer is "we do not track that", that is still an answer, and a useful one for pricing your own time against it.
4.2 Which channels can I use, and who decides that?
- The vendor's own sentence is the starting point: its aged internet leads "do not come with the prior express written consent of consumers to be contacted for telemarketing purposes". An aged record and a fresh enquiry are not the same object for calling purposes, and the vendor is the one saying so.
- The vendor also sets its own limits. Its about page says "We prohibit the use of automated telephone dialing systems(ATDS), mass texting platforms, AI voice bots, ringless voicemail, and prerecorded messages", and its home page names "email, direct mail, door knocking, or manual dialing". Ask how it enforces that rule, and what happens to an account that breaks it.
- That does not settle anything for your desk, and this page will not pretend to. What a consent record has to name before it is worth relying on is in TCPA consent on a purchased mortgage lead. What the rules limit about how you call, and what they do not, is in is there a legal limit on calling a lead. The exemption a lending team most often assumes it has, and the clock on it, is in established business relationship.
- So the question to take to your own compliance counsel, before the purchase rather than after a complaint, is: given what this vendor says about consent and the technology it prohibits, which channels may my company use on this file, in my states, with which technology?
4.3 What am I committing to on the first order?
- Ask which quantity band your quote sits in, since its own site prices by tier and recommends an order far above the smallest one.
- Its own mortgage page states a "
$100minimum order". Ask how many records that buys in the age band you want, since the price per lead moves with both age and volume. - A video on its own site offers a "100% satisfaction guarantee"; we found the line in the video's transcript, not in the page text. Ask what it covers, what counts as a bad record, within what window a claim has to be made, and whether the remedy is a refund or a replacement file.
4.4 How old is this file, and what has happened since?
- Ask which band you are being sold, 3-30, 30-85 or 86-365 days on the rate card, or the 86-500 day range its mortgage page names, and ask for the date of the original enquiry on each record rather than a band label.
- Ask what the record contains beyond contact details, and whether the original form wording is available, because what the consumer thought they were asking for is the only thing your first sentence can honestly refer to.
- Ask whether any suppression is applied before delivery, and what a replacement looks like if a large share of a file is unusable.
4.5 Which of its own prices applies, the rate card or the cost guide?
- Its own cost guide says "aged mortgage leads start as low as
$0.50per lead" and quotes "$2-$5per lead for 30-85 day aged mortgage leads". Its own refinance rate card, read the same day, starts at$0.25and prices 30-85 day leads at$0.60to$2.50. - Both are the vendor's own pages, so the question is for the vendor rather than for us: which figure will my invoice use, for which product, and can I have it in writing with the date?
5. Where else the same budget goes
Four other routes, plus us, so the comparison is on the page rather than implied. This is not a ranking and the rows are not substitutes for one another: a downloadable file of old records and a lead delivered the second a consumer submits a form are different products bought for different reasons. The full set of fifteen is on the hub at /compare.
| Source | What you are buying | Exclusive? (per own site) | Price published on own site? |
|---|---|---|---|
| Aged Lead Store | Resold internet enquiries priced by age and order size, downloaded as a file and imported into your CRM | No. Its about page says the leads "are non-exclusive" | Yes. $0.25-4.50 per mortgage lead 3-365 days old, "Price Varies by Age and Volume" |
| LendingTree | Marketplace. Lenders pay a match fee per consumer request | No. Its Form 10-K says a request is transmitted to "up to five participating Network Partners" | No. HousingWire lists $30-$100 per lead |
| Bankrate | Rate-table advertising. For mortgage, its own page says advertisers "only pay for leads after a consumer ... chooses to provide their contact information" | Not stated on the media kit | No. HousingWire lists $100-$200 per lead and a $20k monthly minimum |
| LoanBright | A fixed monthly subscription rather than per-lead pricing | Its page title names exclusive and shared; the pages we read do not say which plan is which | Yes. $500 per month, quoted for "5 REAL-TIME mortgage leads each weekday" |
| VisionXLab publisher of this page | Mortgage leads from our own landing pages and lead ads, delivered into the buyer's CRM | Yes. One lead goes to exactly one client, which is the default rather than an upgrade and is written into Section 2.3 of the agreement every client signs | Published list prices per lead type, on our pricing page. A team order is set on a call |
How to read the price column. "Yes" means the provider publishes that figure on its own site. "No" means it does not, and the figure shown is a trade publication's, named in the cell. Those are different objects and this page never presents the second as the first.
6. What we looked for and could not find
Four things a reader would reasonably expect here are missing, and each one is missing because we went looking for a primary source and did not find an openable one. Naming the gaps is more useful than filling them with a number somebody else invented.
- How many buyers receive the same record. The vendor says non-exclusive and stops there. No independent count exists that we could open, so there is no number on this page.
- The vendor's own callability claim. A video on its own site carries, in its transcript, a percentage claim about how much more callable its records are. We found no study, sample or method behind it, so it is not printed here, in any form. A self-reported number is evidence of what a company says, not of what is true.
- A price for records older than 365 days. Its mortgage page names a range running to 500 days; the rate card we read stops at 365.
- Vendor-authored comparisons. We excluded every one of them, including a comparison published on this vendor's own site under its founder's byline. The concrete reason: a price it attributes to another provider does not match that provider's own published pricing page. That is not a scandal, it is ordinary drift in secondary sources, and it is exactly why a comparison should cite the provider's own page instead. Its own cost guide appears once, in 4.5, only because it prices the vendor's own product and disagrees with the vendor's own rate card.
7. Method
When. The providers' own pages and the HousingWire article were re-read on October 15, 2026. LendingTree's Form 10-K was read on September 15, 2026 and not re-read. Anything a provider changed after October 15, 2026 is not reflected here yet.
What we read. This vendor's own home page, its mortgage purchase and refinance page, its refinance page, its cost guide and its about page, all read directly; the other providers' own lender-facing pages and, for LendingTree, its Form 10-K; and one trade publication, HousingWire, named in the cell wherever it is the source of a figure. Some pages blocked automated access and were read through a reader proxy, so quotations are as extracted from the page text.
What this page does not do. It does not judge lead quality or measure anybody's performance, ours included. It does not state a legal conclusion; where the law is relevant it links to our pages that carry the citations and leaves the decision with your own compliance counsel. It does not rank. It does not apply a fact documented about one provider to another, which is why the "up to five" figure appears on one row and nowhere else.
Corrections. If you are a provider named here and a fact about you is wrong, out of date or missing context, write to info@visionxlab.com with the page it comes from, and we will correct the line and move the date stamp at the top.
Disclosure. This page is published by VisionXLab. VisionXLab sells mortgage leads, so we are one of the companies being compared, and we appear in the table above alongside everyone else. Every fact about another provider comes from that provider's own public web pages or from a named third party, accessed on October 15, 2026, or from LendingTree's Form 10-K, read September 15, 2026, and the source is stated next to the fact. If you are a provider on this page and something here is wrong or out of date, write to info@visionxlab.com and we will correct it.
© 2026 VisionXLab · M4 Labs LLC. All rights reserved. Trade names and trademarks on this page belong to their respective owners and are used to identify the companies described.